2026 is exposing an uncomfortable reality for many organisations. Despite heavy investment, AI adoption has not delivered the transformational impact leaders expected. The issue is not a lack of tools, talent, or ambition. It is that most organisations are solving the problem at the wrong level. AI adoption is not primarily a technology challenge. It is a behavioural one. Yes, AI can drive efficiency by automating routine work. But its real value lies elsewhere. It lies in cr

High-performing organisations are shaped as much by how people work together as by the strategies they pursue. Trust plays a central role in how teams collaborate, how decisions are made, and how organisations perform under pressure. Over the course of my career, one factor has consistently stood out as critical: a genuine culture of trust, not just as a stated value, but as something experienced in everyday interactions and decisions. Trust is not a cultural aspiration. It i

The Hidden Cost of Accumulated Logic in Enterprise Processing Chains In organisations, especially in the financial sector, the integrity of reported numbers is rarely the core issue. The real challenge is understanding how those numbers came to be. Over decades, financial institutions and other complex enterprises have constructed multi-layered processing chains in which data moves from source systems to data management layers, onward to ledgers, and eventually into managemen

Financial services organisations are transforming faster than at any point in recent memory. Customer expectations are shifting. Digital capabilities are advancing. Regulatory pressures keep rising. Boards want efficiency and AI today, not tomorrow. Leaders design ambitious future states because they know the stakes are high. Yet the real struggle is not ambition. It is adoption. Across the sector, the same pattern appears. Transformations are well funded, strategically sound