The Hidden Cost of Accumulated Logic in Enterprise Processing Chains In organisations, especially in the financial sector, the integrity of reported numbers is rarely the core issue. The real challenge is understanding how those numbers came to be. Over decades, financial institutions and other complex enterprises have constructed multi-layered processing chains in which data moves from source systems to data management layers, onward to ledgers, and eventually into managemen

Over the past few days, I’ve spent time reviewing Australia’s newly released  Guidance for AI Adoption: Implementation Practices . What struck me almost immediately is how strongly this framework echoes the long-standing principles that have guided compliance, conduct risk, and operational governance programs around the world. Whether we look to the regulatory traditions of Canada, the United States, the UK, Europe, or Asia-Pacific, the foundations are remarkably consistent:

A Fresh Perspective on Data Transformation Financial institutions know the challenges of fragmented data: siloed solutions, data swamps,...

Three months into my role as Chief Strategy Officer at CMBYND, I’ve had the privilege of speaking with decision-makers across banking, insurance, and asset management, leaders tasked with transforming how their institutions operate, deliver, and grow. One thing is clear: the ambition is there. Institutions are looking to transform how they operate and deliver value, with artificial intelligence emerging as one of the most promising enablers . Whether it’s accelerating insight